Steve Sorensen Embezzlement

Image source: forbes.com Even during a pandemic, the real estate industry is not taking a break. Many home buyers this year have spent years to save up for their dream home, and are not being hindered by COVID-19. The thing about buying a home during a crisis is that the price tag can work to one’s advantage. The first step to being a frugal home buyer is to review home prices . This will help a future homebuyer determine how much money needs to be saved for purchasing a house . Pricing is not the same for every state. Consider location when searching for house prices online. Having ballpark figures can lead one to save better and more aggressively. Steve Sorensen Embezzlement . Image source: 7thlvl.com Now, it time’s for practical tips to saving money. Split your paycheck in different accounts . This principle is the same as having an automated savings account. Having two accounts for the paycheck, with one of them rarely used, prevents one from spending the...

Image source: huffingtonpost.com Every year, thousands of people tie the knot. And every year, thousands of couples separate and eventually go through a divorce because of money problems. Steve Sorensen embezzlement. While so many well-meaning people mention that money should be the least of a married couple’s concerns, it is indeed the opposite. A couple’s finances have to be well planned out even before they get married. Here is a quick review of financial tips for people planning to take that next step in their relationship. Steve Sorensen embezzlement . Take the time to talk about finances. When planning for a wedding, couples should have several important discussions about several important things in their lives that both parties should be aware of. One of these things is money. If both people can come up with lists of what they own and owe, that could go a long way in the planning. Steve Sorensen embezzlement . Decide who pays what. Armed with the knowledg...

Image source: scottsdalerealestate.com How far would you need to go to save up on your bills? Apparently, not that far according to some financial experts. Small adjustments at home can help a person save hundreds, if not thousands, of dollars a year. Let’s take a look at some of these minor changes. First things first. If you have good internet connection, get rid of TV and magazine subscriptions. Almost everything a person needs can be found online. This eliminates the need for TV and print publications. While you’re at it, use the TV sparingly to save on electricity. Unplugging devices at night before you go to sleep may seem la small act, but it can have a huge impact on your yearly budget. Since devices can suck energy from socket even when they’re turned off, unplugging them can save you $8 to $10 a month. That’s easily over $100 a year. Image source: blackdiamondtoday.com As far as household fixtures go, doing away with ordinary faucets and replacin...

Image source: thebalance.com The most common reason millions of Americans are knee-deep in debt is because of their tendency to overspend. A lot of people seem to know very little about the limitations of their budget. To address that, here’s a quick guide on how to keep yourself in check. Track your expenses Keep a ledger at home and be diligent enough to enter your expenses at the end of the day. It won’t take 10 minutes of your time. This way, you won’t be confused as to where your money goes, and you’ll have a better sense of how to adjust by cutting some things you don’t need. Focus on yourself Another common reason why people spend beyond their means is that they focus too much on what others have. Whether it’s family or friends, or even strangers, when people see others buying or doing things they’d want to do, they tend to spend unreasonably out of their budget. Focusing on their own savings and income will help them stay in line. Image source: theba...